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My employer pays for my insurance. In the event of my death, my closest living relative is entitled to money. I have no spouse or children, so my parents will be receiving the money. I don't want them to get any money in the event of my death (long story, but if you knew my mother, you'd understand). Can I change it so that my grandma gets the money instead? Or if not, can I change it so that my parents don't get the money no matter what?
I'm an American working in China and my family is in the states.
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